Stage 3: Net Cash Flow and Cash Balance

The company will need to access a line of credit or borrow short-term to pay for the deficit in quarter 2, but it should be able to clear up the line of credit in quarter 4.

Use the data from Stages 1 and 2 to help complete this section.

	Q1	Q2	Q3	Q4
Total cash collections (from stage 1)			633
Total cash disbursements (from stage 2)
Net cash inflow				122
Beginning Cash Balance	80
Net cash inflow		-176
Ending cash balance
Minimum cash balance	-50	-50	-50	-50
Cumulative surplus (deficit)		-38		110