Stan Marsh, an investor, is considering two financing plans for purchasing a parcel of real estate costing $151,977. Alternative 1 involves paying cash; alternative 2 involves obtaining 77% financing at 8.4% interest. If the parcel of real estate appreciates in value by $16.756 in 1 year, calculate (a) Stan's net return and (b) his return on equity for each alternative. If the value dropped by $16,756, what effect would this have on your answers to parts a and b