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State of Probability of Rate of Return Economy State of Economy if State Occurs Depression 0.15 -0.105 Recession 0.30 0.059 Normal 0.45 0.130 Boom 0.10

State of Probability of Rate of Return Economy State of Economy if State Occurs Depression 0.15 -0.105 Recession 0.30 0.059 Normal 0.45 0.130 Boom 0.10 0.211

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