Statement 1: If your income is above a certain level, there is no way to make contribution to Roth IRA in that year.

Statement 2: If you anticipate a higher income tax bracket in your retirement than now, it is better to make some contributions into a traditional IRA account, tax-wise.

a. Statement 1 is True. Statement 2 is false

b. Statement 2 is True. Statement 1 is false

c. Both statements are true.

d. Both statements are false.