Stella, a licensed Mortgage Loan Officer (MLO), is processing Armand Martinez's mortgage loan application. The lending company is conducting a self-test for legal compliance. Armand provided his personal information, such as name, social security number, date of birth, contact details, monthly income, property value, and loan amount sought. However, he did not include the property address, marital status, ethnicity, race, or sex due to not being required. Armand did not provide the property address of the home he is trying to finance. why is it important for Stella to have that information?