Step 1: Choose ONE of the questions from the list below: Module 5 Journal Questions (please choose one): 1. What is the difference between a journal and a ledger? How are journals and ledgers incorporated into the accounting cycle? (Chapter 17); 2. What are two major forms of debt financing? Describe and differentiate between the two types. (Chapter 18); 3. Explain the major advantages and disadvantages of issuing stock as a source of long-term financing. (Chapter 19); 4. Describe and compare the three major types of organizations that make up the U.S. banking system: commercial banks, savings and loan associations, and credit unions. (Chapter 20). 2. Write at least a 2 paragraph journal entry that reflects your understanding of this topic. Sound critical thinking involves understanding various points of view, evaluating positions, and then establishing your own opinion. First, gather information, evaluate the legitimacy of the arguments, paraphrase the evidence you used to form your position using your own words (remember citations if you quote a source), and finally establish and explain your position on this topic