Stephanie's client, Lucas, has just applied for a 10 year renewable term insurance policy with a $1 million death benefit. Premiums will be approximately $3,850 per year. Lucas has told Stephanie that he would like to pay the entire year's premium up front, by wiring the money from his home bank in Frankfurt, Germany. Glven this scenario what are Stephanie's obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act? Select one: a. Stephanie has no obligations or requirements b. Stephanie must view Lucas' passport c. Stephanie must determine if he is a politically exposed foreign person d. Stephanie must get the insurer's permission