Stephen and Margaret are a couple who are both 27 years of age. They are currently renting an apartment but are seriously considering purchasing a house. Unfortunately, neither of them took BUSN 2500 while they attended Grenfell so they really have no idea what is involved in buying a house and obtaining a mortgage. Since you are a financial literacy expert, they have asked you for some help. Explain to Stephen and Margaret what you consider the key pieces of information they need for home ownership and obtaining a mortgage