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Stephen Bjork's insurance policy reads as follows: Coverage; Limits Bodily Injury/Property Damage $250,000/$500,000/$100,000 Personal Injury Protection $150,000 Per-Person Uninsured Motorist $100,000/$300,000 Physical Damage: Collision Comprehensive

Stephen Bjork's insurance policy reads as follows:

Coverage; Limits
Bodily Injury/Property Damage $250,000/$500,000/$100,000
Personal Injury Protection $150,000 Per-Person
Uninsured Motorist $100,000/$300,000

Physical Damage:

  • Collision
  • Comprehensive

  • Deductible = $1,000
  • Deductible = $500
Emergency Road Service Up to $95
Rental Reimbursement Up to $25 per-day, $750 maximum

He gets into a car accident that is his fault. Below are the costs attributed to this accident:

  • He is injured and his medical bills are $8,200
  • The other driver is injured and her medical bills are $25,290
  • The other driver sues and wins $35,000
  • Stephen's legal defense costs $5,052
  • The other driver's Mercedes costs $32,000 to repair
  • Stephen's car costs $4,200 to repair
  • Stephen's car is towed from the scene of the accident for a cost of $110
  • Stephen rents a car for seven days and it costs $220

How much will his policy pay out on this loss?

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