Stephen has just purchased a home for $145,000. A mortgage company has approved his loan application for a 30-year fixed-rate loan at 5.25%. Stephen has agreed to pay 5% of the purchase price as a down payment. Find the down payment, amount of mortgage, monthly payment and the total cost of the home after financing. Round all answers to the nearest cent as needed. The down payment is $ The mortgage amount is $. The monthly mortgage payment is $ The total cost of the home after financing, including the down payment is $