Steve Austin $($The Six Million Dollar Man$)$ is tired of being known as the cyborg that COST six million dollars, he wants to HAVE six million dollars. As a secret agent, Steve makes $$143,000$ a year and is willing to save half of his income each year to achieve his goal. Assuming that Steve is $26$ and would like to head to the Florida Cyborg Retirement Village at age $62,$ what rate of return $($round to $2$ decimals$)$ will he need to receive?