Steven establishes a Roth IRA when he was 36 years old and contributes $5,000 per year to the account for 25 years. The account is now worth $365,000 consisting of $125,000 in contributions and $240,000 in accumulated earnings. Assuming that Steven meets the income limit each year, how much can Adam withdraw tax-free from the Roth IRA in the current year when he is 61 years of age? Group of answer choices $0. $125,000. $240,000. $365,000. None of the above