stive to contuol costs and improwe quality of care by requiring consumers to take control of their own healthcare decisions, Consumers decide how they want to spend their healthcare dollars, depending on what is impertyen to them. CDHP are itearied to encourage participants to enroll in some type of welliness program and improve theif lifestyles. Specific tybos of CDHPsafe heahth reimbursement accounts $($HRA$),$ Ilexble spending accounts $($I S$.$N$),$ and health savingsaccounts $($HSM$)$

Howeref, there are concerns obout CDAP, The consumer may feither undentand nor have the ediatation and the tools to masuge bis or tier own healtheare appropriately, This may have loaguerit raminications on the whele healthcare sytem and whether CDHts can be suce sufod for the consumer, the employer, the playsician. and the healhcare facilities, as woll an the insures. Ariswer the followint questions in regard to this development.

Summarize the histog of when, how, and why CDHPs were develaped

Explain HSA HiRA, and RSA with examples. mast moncoilipe Who bears the thancial ink the provider, the patient, or thin CDHR parkealn behind weh recemmendations