Stock Y has a beta of 1.2 and an expected return of 15.3 percent. Stock Z has a beta of .8 and an expected return of 10.7 percent. If the risk-free rate is 6 percent and the market risk premium is 7 percent, the reward-to-risk ratios for stocks Y and Z are (a)________ and (b)_________ percent, respectively. Since the SML reward-to-risk is (c)_________ percent, Stock Y is (d under or overvalued) and Stock Z is (e under or overvalued).

(Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)