Stock Y has a beta of 1.25 and an expected return of 10.51%. Stock Z has a beta of 0.68 and an expected return of 12.38%. If the risk-free rate is 3% and the expected return on the market is 16.8%, then based on the reward-to-risk ratios, Stock Y is valued and Stock Z is valued. Under; over Over, under Over correctly Correctly; over Under; correctly