Stock Y has a beta of 1.4 and an expected return of 16.5 percent. Stock Z has a beta of .7 and an expected return of 9.8 percent. If the risk-free rate is 5.9 percent and the market risk premium is 6.9 percent, the reward-to-risk ratios for stocks Y and Z are ? and ? percent, respectively. Since the SML reward-to-risk is ? percent