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Student A buy a traffic insurance and the ferasures are as following. if the driver knocks down someone else on purpose, no payment. there is

Student A buy a traffic insurance and the ferasures are as following. if the driver knocks down someone else on purpose, no payment. there is a limit of max payment of $9,000 any fees happened under $1000 should be covered by the investors. the investor also needs to pay 20% out of his own pocket. student A causes an accident and a loss of $15,000. How much can he claim from the insurance company?

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