Subject: Cooperative Management

Requirement: Ma'ke a case analysis from the statement below. NO PLAGIA.

For'mat:

• Title
• Introduction
• Background of the study
• Statement of the problem
• Alternative Courses of Action
• Recommendation

Test I: Case Study Davao Oriental Selective Cooperative Movement July 1, 2021 | The Department of Agriculture-Agricultural Credit Policy Council (DA-ACPC) thru Davao Oriental Market Multipurpose Cooperative (DOMMUPCO) as lending conduit, conducted validation of one of the recipients of Banana Production loan worth Three Hundred Seventy Thousand Six Hundred Fifty Pesos (P370,650). The said loan is under the Kapital Access for Young Agripreneurs (KAYA) Program. This program aims to help individuals, OFWs, and MSEs that are engaged in agricultural and fishing activities by providing working capital loans to eligible beneficiaries. The beneficiary of the said program, stated that the loan proceeds was utilized in accordance to her project proposal (CDA, 2021) The Provincial Government through the Provincial Cooperative Office has released a credit loan amounting to a total of P5 million to 18 qualified recipients in the province consisting of 5 cooperatives, 5 associations, and 8 individuals, Released during the culmination program of the Cooperative Month, the amount offered under the Davao Oriental Negosyo and Livelihood Development Support Fund provides zero interest loans to cooperatives and small enterprises which they can pay up to 2-3 years, This program helps small cooperatives whose efforts are geared towards food security and value chain development. Also, the aim of the program is to strengthen entrepreneurship among the rural people, loan/credit assistance program on small borrowers who have become victims of loan sharks. Under the program, the qualified recipients can borrow funds from P50,000 to P1 million depending on the project cost and their capacity to pay (Deloso. 2020) In the official poverty statistics report published by the National Statistical Coordination Board (NSCB) in April 2013, Davao Oriental ranked as the sixth poorest province in the Philippines, with 48% of its population living below the poverty line. Overdependence on monocrop coconut farming is perceived to be a major contributor to the high poverty incidence in the province. Pamplona, P. and Sucgang, A (2013). United States Agency for International Development/Philippines https://pdf usaid.gow/pdf_docs/PAOOM72S.pdf Risk factors involving production of medium to long-duration crops While market opportunities are abundant, the production of these medium to long duration crop alternatives can be affected by a number of internal and external risk factors. which may affect overall income and profitability. The key to success in the cooperative movement is the strong internal control system of the organization and literacy on financial management risk. Financial risk analysis can result from low level of financial disability. In adherence to the "Bayanihan we heal as one act", DOSCSTMPC implemented a one month loan payment deferment on May and December 2020. Interest on Share Capital and Patronage Refund was released to members. Cash assistance to 149 members at P1000.00 each and P500.00 to approximately 200 job orders taken from the Community Development Fund and Optional Fund was released as part of the cooperative's corporate social responsibility to the community in 2020. Further, Municipal Employees of Mati Cooperative (MEMCO) distributed food packs for the City LGU frontliners on April 16, 2020 at Upper Bliss. Barangay Sainz, City of Mati. https://cda.gov.ph/region-11/davao-region- cooperatives-help-combat-covid-19/ Pamplona, P. and Sucgang, A (2013). United States Agency for International Development/Philippines hitps://pdf.usaid.gowof docs/PAOOM7ZS.pdf Deloso (2020). Provincial Cooperative Development od Davao oriental https://davaooriental.gov.phews/cooperative development/dayors-loan-program -benefits-coops-individuals! CDA (2021), btips://www.facebook.com/OfficialpageDOMMUPCO/