Sudde clause means that the insurance companywill not refund premiums if the insured dies by suicide within $2$ years of purchasing the policycan cancel the policy if age has been misstatedcan cancel the policy if the insured is dia diagnosed ed with mental health issues that may lead to suicideautomatically volds the entire policy y it insured by suicide within the the duration of the termwill not pay the full death benefit if the insured dies by suicide within $2$ years of purchasing the policy