Sunny believes he can finally monetize on his abilities. With $3,000 worth of one-time advertising (brochures and social media ads), Sunny estimates that he can book $200,000 worth of vacation activity in his first year. From this, he can charge a fee of 5%. While this wouldnt mean much money immediately, especially considering he would be spending about ten hours a week on the business, Sunny does believe he can double the $200,000 number in the second year once word-of-mouth really kicks in. Then, he would be in a position to raise the fee to 6% and benefit from 10% year-over-growth for three years on the dollar value of vacations he can book (not his fee). After that, the fee would be raised to 7% at that point with flat revenues for the following five years. He has run some rough numbers and believes business expenses (mostly car-related) can be held to only 12% of business revenues with this plan- he hasnt considered borrowing costs yet, though. Luckily, Sunny has no student loan debt and pays a very low monthly rent to his parents. However, that could change if he decides to start his own business- he has talked to his bank and was offered a $15,000 line-of-credit at a 7.05% annual rate. He believes that, if needed, he can renegotiate the line-of-credit to $25,000, but maybe with an 8% interest rate