Suppose an individual is considering two time periods and expects to earn $10,000 in each. Suppose the market interest rate is 10%. The maximum amount the individual can borrow in the first year is The maximum amount the individual can spend in the first year if the interest rate is 10 percent is _. The maximum amount the individual can spend in the second year The maximum savings in the second year are $9,090 $9,090 $9,090 $9,090 $19,090 $19.000 $19,090 $19,090 $21,000 $21,000 $22,000 $21,000 $11,000 $11,000 $11,000 $12.000