Suppose an insurance company is selling an insurance product with the following net future loss random variable LA 180000 min(T45),30) 40000 min K (45) +1,30) Fill in the blanks in the following paragraph to describe the insurance product: The policy is issued to if the life The benefit is to be paid dies in less than 30 years or to be paid after 30 years if the life survives. The life pays premiums of at the of each period for 30 years. What is the expected present value of the policy? O180000 A [45]:30 40000a * [45:30 - 40000 "[45]:30 O180000 A [45]:30 40000 a *[45]:30 O180000 A. "[45]:30 O180000 A [45]:30 40000 *[45]:30