Suppose Michelle saves money at an interest rate of $5\mathrm{.}5\%.$ If she expects the inflation rate to be $2\mathrm{.}5\%,$ then her expected real interest rate is $\_\_\_\_\_.$ However, if the actual inflation rate is $3\mathrm{.}0\%,$ then her actual real interest rate is $\_\_\_\_\_.$

Question $20$ options:

$2\mathrm{.}5\%$; $2\mathrm{.}5\%$

$3\mathrm{.}0\%$; $2\mathrm{.}5\%$

$5\mathrm{.}5\%$; $3\mathrm{.}0\%$