Suppose Radio Shack receives a bill with credit terms of 2/30, net 40. What is Radio Shack's effective annual interest rate (EIR) if it skips the discount and pays at the end of the total credit period? Use a 365-day year. Responses 102.89% 102.89% 109.04% 109.04% 104.12% 104.12% 105.25%