Suppose someone offered you the choice of two equally risky annuities, each paying $10,000 per year for five years. One is an ordinary annuity; the other is an annuity due. Which of the following statements is most correct? Assume that the prevalling interest rate is greater than zero. O a. The present value of the ordinary annuity must exceed the present value of the annuity due, but the tiuro vay of an cedinary annuty may be less than the value of the annuity due Ob Insufficient information Answer depends on the prevailing interest rate Oc The present value of the annuity due exceeds the present value of the ordinary annuity, and the future value of the onnuty dus also exceeds the future value of the ordinary annuity Od. If interest rates increase, the difference between the present value of the ordinary annuty and the present value of the annuity due remains the same Oe. The present value of the annuity due exceeds the present value of the ordinary annuity, while the future value of the annuity due is less than the future value of the ordinary annuity