Suppose that $(1)$ investors expect a $4\mathrm{.}0\%$ rate of inflation in the future, $(2)$ the real risk$-$free rate is $3\mathrm{.}0\%,(3)$ the market risk premium is $5\mathrm{.}0\%,(4)$ Talcott Inc.$\text{'}$s beta is $0\mathrm{.}70,$ and $(5)$ its realized rate of return has averaged $15\mathrm{.}0\%$ over the last $5$ years. Calculate the required rate of return for Talcot Inc. Select the correct answer. a$.10\mathrm{.}47\%$ b$.10\mathrm{.}44\%$ c$.10\mathrm{.}50\%$ d$.10\mathrm{.}38\%$ e$.10\mathrm{.}41\%$