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Suppose that 10 years apo you bought a horre for $160,000, payine 10S as a down payment, and financine the rest at 85 interest for

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Suppose that 10 years apo you bought a horre for $160,000, payine 10S as a down payment, and financine the rest at 85 interest for 30 years. Your exhtine mortgage (the one you got 10 years aso) How much money did you pay as your down poyment? Question 2 How much money was your existing mortzage (ban) for? Question 3 Soupta O3 ODetals Notei Carry ot least 4 decimal phaces aning calculation, tut round pour final answer to the nearest cent. Question 4 Dorids 00 Detals Hor math total interest walt you pay over the life of the eostine loan? This year (10 years after you first took out the loan), you check your loan balance. Only part of your payments have been going to pay down the loan; the rest has been going towards interest. You see that you still have $126,323 left to pay on your loan. Your house is now valued at $220,000. Your current situation How much of the original loan have you paid off? (i.e, how much have you reduced the loan balance by? Keep in mind that interest is charged each month - it's not part of the loan balance.) Question 6 0/1ptO3 Details How much money have you paid to the loan company so far (over the last 10 years)? Question 7 0/1 pt 3 Details How much interest have you paid so far (over the last 10 years)? Question 8 0/1 pt 3 () Details How much equity do you have in your home (equity is value minus remaining debt) Refinancing Since interest rates have dropped, you consider refinancine your morteage at a lower 65 rate. If you took out a new 30 year morteage at 68 for your remainine loan balance, what would your new monthly payments be? Question 10 30/2 pts 03 Details How much interest will you pay over the lufe of the new loan? Question 11 0/1 pt 3 (1) Details Analyzing the refinance Notice that if you refinance, you are soine to be makins puyments on your home for another 30 years, In addition to the 10 years you've already been paying, that's 40 years total. How much will you save each month because of the lower monthly puyment? Question 12 C0/1pt3 (i) Details How much total interest will you be payine (consider the interest you paid over the first 10 years of your original loan as well as interest on your refinanced loan) Question 13 60/2 pts 03 (1) Details Now the non-computational question: Does it make sense to refinance? (there isnt a correct arrower to this question, Just give your opirtion and your reason)

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