Suppose that a bank does the following: a. Sets a loan rate on a prospective loan with BR = 8.54% and = 1.16%. b. Charges a 0.31 percent loan origination fee to the borrower. c. Imposes a 11 percent compensating balance requirement to be held as noninterest-bearing demand deposits. d. Holds reserve requirements of 8 percent imposed by the Federal Reserve on the banks demand deposits. Calculate the banks ROA