Suppose that a share of Apple had a closing price yesterday of $47. Tomorrow you expect the price to rise to $45. You are working on a forecast of Apple's return, and you know today the stock lost 5%. Apple pays a constant dividend of $2 (they pay this dividend every day). What do you predict tomorrow's return will be? (round to 2 decimals and answer 12.34 if you think the answer is 12.34% - don't answer 0.1234)