Suppose that an investor with a 2-year investment horizon is considering purchasing a 9-year 6.8%-coupon bond (semiannual interest payments) selling for 101. The investor expects that she can reinvest the coupon payments at an interest rate of 9.2% and that at the end of the investment horizon 7-year bonds will be selling to offer a yield to maturity of 5.4%. What is the expected holding period return for this bond? All rates are annualized on a semiannual bond equivalent yield basis, and so should be your answer.