Suppose that Billings Bank has the following balance sheet items: It owes the following liabilities: $75.5 million in checkable deposits and $7 million in bank capital. On the asset side it owns the following: $9.5 million in total reserves, $15 million in securities and some amount in loans. Assume that the reserve requirement ratio is 8%. (a) Complete the following balance sheet for the Billings Bank. [5 Points] Balance Sheet: Billings Bank (b) Suppose that Mr. Aaron, withdraws \$5.2 million from his checking account held at Billings Bank. Complete the new balance sheet for Billings Bank immediately after the deposit outflow. [6 Points] Balance Sheet: Billings Bank (c) Discuss what is the problem that is faced by Billings Bank after the withdrawal by Mr. Aaron? In your answer you will want to calculate the shortfall the bank faces. [4 Points] (d) Discuss two (2) options that Billings Bank can do to address the problem you've identified in Part