Suppose that Mr. Amirul, a 26-year old investor from Jeddah, Saudi Arabia, would like to make a long-term investment in Malaysia. He has approached you, a licensed investment consultant, to advise him on a Shariah-compliant portfolio of RM10 million. Mr. Amirul is married and he has a 4-year old daughter and a 1-year old son. He is willing to take high risks in anticipation of high returns. His investment horizon is 15 years.

a.) Provide the EXAMPLES OF REAL ASSETS OR SECURITIES for each type of investment and provide JUSTIFICATION of why you choose each asset or instrument.

ASSET TYPES OF ASSETS REAL ALLOCATION EXAMPLES CASH Mudharabah or any Islamic Fixed-Deposit 1 (ONE) offered by Islamic banks in Malaysia EQUITY 5 (FIVE) Shariah-compliant stocks in Bursa Malaysia *Stocks must be negatively correlated Unit Trust Funds (Islamic Equity funds) 3 (THREE) BOND 1 (ONE) Corporate Sukuks *Maturity of 10 years or more "Minimum investment in Sukuk is RM250,000 Unit Trust Funds (Sukuk or Islamic Bond 2 (TWO) funds) REITS Shariah-compliant REITS 1 (ONE) GOLD . Any form of gold (other than jewelry) 1 (ONE) ASSET TYPES OF ASSETS REAL ALLOCATION EXAMPLES CASH Mudharabah or any Islamic Fixed-Deposit 1 (ONE) offered by Islamic banks in Malaysia EQUITY 5 (FIVE) Shariah-compliant stocks in Bursa Malaysia *Stocks must be negatively correlated Unit Trust Funds (Islamic Equity funds) 3 (THREE) BOND 1 (ONE) Corporate Sukuks *Maturity of 10 years or more "Minimum investment in Sukuk is RM250,000 Unit Trust Funds (Sukuk or Islamic Bond 2 (TWO) funds) REITS Shariah-compliant REITS 1 (ONE) GOLD . Any form of gold (other than jewelry) 1 (ONE)