Suppose that Peter Cartman is deciding whether to invest in a bond mutual fund or a stock fund. Both bond and stock funds are sensitive to changing market conditions. His analysis reveals that when economy is stable, the bond and stock funds have earnings of $$45$ and $$30,$ respectively. When the market is growing, the stock fund gains an extra $$30$ in comparison to the bond fund, which is earning $$40.$ However, when the market is declining, the stock fund may suffer a loss of $$13,$ while the bond fund continues to earn $$5.$ Develop a payoff table for this situation. What decision should the person make using each of the following strategies?