Suppose that the Federal Reserve has set the required reserve ratio at 0.05. Second Republic Bank currently has $100,000 in checkable deposits and $30,000 in outstanding loans. Use this information to complete the following table to describe Second Republic. Second Republic has more reserves than required. What would it do with them? Check all that apply. Hold excess reserves Issue some CDs Deposit reserves at the Fed's Term Deposit Facility Make new loans using excess reserves