Suppose that the financial ratios of a potential borrowing firm took the following values: X₁ = Net working capital/Total assets = 0.10, X₂ = Retained earnings/Total assets = 0.20, X₃ = Earnings before interest and taxes/Total assets = 0.22, X₄ = Market value of equity/Book value of long-term debt = 0.60, X₅ = Sales/Total assets ratio = 0.9. Calculate the Altmans Z score for this firm. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))