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Suppose that you are the manager of a software development company that has been awarded a contract to develop an AI model. The developing process

Suppose that you are the manager of a software development company that has been awarded a contract to develop an AI model. The developing process will last one year. The client asked you to choose of the following payment plans:
Plan B: Pay you the price of 142000$ s
Plan C: Pay you the price of 155000$
Using a 9% normal interest rate compounded monthly, which payment plan should you take
Suppose that you decided PlanB and found out later that project will cost you
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