Suppose the net present value of a project is positive for a project that has a life of 25 years. The project is financed with a 10-year loan at a 12% interest rate and covering 80% of the cost of the project. It is found that the annual debt service capacity ratios for the first 4 years are all less than one. What do you suggest could be changed to the structure of the financing of the project that might help improve the annual debt service capacity ratios of the project?