Suppose the returns on a particular asset are normally distributed. The asset had an average return of $11\mathrm{.}3$ percent and a standard deviation of $24\mathrm{.}2$ percent. Use the NORMDIST function in Excel $$ to determine the probability that in any given year you will lose money by Investing in this asset

Note: Do not round Intermedlate calculations and enter your answer as a percent rounded to $2$ declmal places, e$.$g$.,32\mathrm{.}16.$