Suppose the universe $$190$ a month for five years into an account earning $10\%$ compounded monthly. After five years you leave the money without making any additional deposits in the account for another $25$ years how much we have in the end$?$

Suppose instead you didn't invest in anything for the first five years then deposited $190$ for the $25$ years into an account earning $10\%$ compounded monthly how much we have in the end$?$