Suppose Tiger insurance Company (TIC), a Clemson-based insurer conducting business in all 50 states, currently uses a centralized collection system that requires all policyholders to send their monthly, quarterly, or annual premiums to TIC's office in Clemson, SC. The average collection time under the current system is 20 days, On average, TiC receives 20,000 monthly premium payments. which total $325,000,000 in annual premiums. The bank requires a compensating balance of $50,000. A bank based in Kansas City, Missouri, is offering to create and operate a decentralized collection system for TIC by establishing five regional collection bank accounts at its San Francisco, Denver, Dallas. Philadelphia, and Atlanta branches. These locations also create two altematives for the movement of collected funds from the five concentration accounts to the master collection account: either by mailing a check or by wiring the funds to the Kansas City account. Under the decentralized system, the collection time is reduced by 10 days. . Continued from the previous question. What is the net benefit of the decentralized system? Your answer should have four decimal places. For example, for $1000, enter 1000.0000 Question 20 Continued from the previous question. What is the differential net benefit of the decentralized system relative to the current system? Your answer should have four decimal places. For example, for $1000, enter 1000,0000