Suppose VZ has a project opportunity. The project has an initial cost of $20 million. The projects expected cashflows are $1 million the first year, $2 million the second year, $3 million the third year, and will increase by 1.5% per year thereafter. VZ has an equity cost of capital of 10%, a debt cost of capital of 5%, a capital structure of 60% equity and 40% debt, and has a tax rate of 35%. What is the NPV of this project (in millions)?