Suppose you are about to borrow $$11,000$ for four years to buy a new car. Which of these situations would be preferred? O A$.$ The interest rate on the loan is $15\%,$ and the annual inflation rate over the next four years is expected to average $5\%.$ O B$.$ The interest rate on the loan is $9\%,$ and the annual inflation rate over the next four years is expected to average $2\%.$