Suppose you are buying a house for $350,000 with 30% downpayment. The remaining 70% is financed with a loan.

Your bank is offering an 'interest-only' loan for 4% annual rate.

If the house value falls to $300,000 one year after your purchased, How much is the return on your investment?

Enter your answer in the following format: -0.1234;

Hint #1: Answer is between -0.5012 and -0.6379