Suppose you are trying to switch banks or open a brand new credit card. Which strategy will likely lead to the WORST long-term outcome?

Select one: a. Look for sign-up bonuses or introductory offers that will make the product a good deal b. Read online reviews carefully, and consider those that align most closely to what you value c. Spend some time comparison shopping before finalizing your decision d. Review the fine print closely, paying close attention to fee structures and interest rates