Suppose you bought a bond with an annual coupon of 6 percent one year ago for $962. The bond sells for $942 today. If the inflation rate last year was 3 percent and the face value of the bond is $1000, what was your total real rate of return on this investment? (Negative amount should be indicated by a minus sign. Enter your answer as a percentage, omit the "%" sign in your response, and round your answer to 2 decimal places. For example, 0.12345 or 12.345% should be entered as 12.35)