Suppose you have $$100,000$ dollars to invest. Where would you invest it$?$

Typical asset classes are cash $($such as bank accounts, money market accounts, Treasury bills, etc.$),$ stocks, bonds, and real estate. The asset allocation $($i$.$e$.,$ allocation of the funds across different asset classes$)$ creates an investment portfolio.

How much to invest in which asset classes depends on a multitude of factors including your investment goals, return expectations, level of risk tolerance. $($how much risk you are willing to take$),$ your age, other savings and assets, expected liquidity $($cash$)$ needs, investment time horizon $($short$,$ medium or long term$),$ expected economic and market conditions, etc. The current valuation levels of asset classes including stocks, the expected economic slowdown$/$recession$,$ higher inflation and interest rates, the tight monetary policy of the Fed, the potential government shutdown in November, and geo$-$political uncertainties are important considerations in determining which asset classes to invest in$.$

Create your own model portfolio, i$.$e$.,$ which assets and what proportions? For example, hypothetically, $50\%$ stocks, $30\%$ bonds, and $10\%$ cash. Then, explain why you think the suggested portfolio is appropriate, i$.$e$.,$ justify your portfolio.