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Suppose you have accumulated $22,000 in credit card debt. If the interest rate on the credit card is 20.6% APR compounded monthly, how many years

Suppose you have accumulated $22,000 in credit card debt. If the interest rate on the credit card is 20.6% APR compounded monthly, how many years will it take you to pay off this debt if you pay $500 per month? (Answer to the nearest tenth of a year)

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