Suppose you have decided to start saving money to take a long-awaited family vacation in Northern Brazil, which you want to take 5 years from today. You estimate the amount you will have to pay at that time will be $10,000. The savings account you established for your trip offers 5% per annum interest compounded quarterly. How much will you have to deposit each year (at year-end) to have your $10,000 if your first deposit is made 1 year from today and the final deposit is made on the day you depart? (Hint: Consider the effective annual rate in your calculation)