Suppose you have the following three student loans: $11,000 with an APR of 6.5% for 17 years, $18,000 with an APR of 7% for 22 years, and $14,500 with an APR of 8% for 12 years. a. Calculate the monthly payment for each loan individually. b. Calculate the total you'll pay in payments during the life of all three loans. C. A bank offers to consolidate your three loans into a single loan with an APR of 7% and a loan term of 22 years. What will your monthly payments be in that case? What will your total payments be over the 22 years?