Suppose you lend $24,500 to a friend at an APR of 9.60%. Your friend will pay you back beginning next month with 48 monthly installments. You can reinvest the payments you receive in your money market account at an APR of 2.00%, calculated monthly. a. How much will your friend pay you each month? b. How much will you have in your account at the end of 48 months? (to nearest $) c. What is your effective annual return (EAR), _-_ _%